Supplementary seafarers’ insurance

Unemployment Fund Aaria has taken out supplementary insurance for its seafaring members who work on board foreign merchant vessels in international shipping (under chapter 5, section 12 of the Unemployment Allowances Act). The supplementary insurance is designed to ensure that seafarers who live in Finland but work on board foreign vessels not be without earnings-related unemployment security.

The supplementary insurance costs EUR 50 per month, i.e. EUR 600 per year, and it makes policyholders eligible for an earnings-related allowance of EUR 42.05 per day.

The full amount of the earnings-related allowance and the supplementary insurance together cannot exceed the maximum amount of the earnings-related allowance laid down in the Unemployment Allowances Act, however. The earnings-related allowance does not include child support supplements, and it can be paid for a maximum period of 400 days of unemployment.

If the 26 weeks of employment that you need to satisfy the employment requirement includes both work performed in Finland and work performed on board a merchant vessel registered in a country with which Finland does not have a social security agreement, the applicable unemployment security system depends on which type of work you have done more of.

Please note that to be covered by supplementary seafarers’ insurance, you must pay for the insurance. You must pay the premium every calendar month to remain eligible for an earnings-related allowance and for your work on board a ship registered in a third country to count towards the employment requirement. If you miss a payment, you will not be entitled to an earnings-related allowance from us and your work on board a ship registered in a third country will not be taken into account in the calculation of the employment requirement.

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