Tax card for 2026

Tax cards for 2026 will come into effect at the start of January. If you have been a member of Aaria since the beginning of the year, we automatically get the details of your annual wage-based tax deduction card, which becomes valid on 1 January 2026, from the Finnish Tax Administration. You therefore do not have to send us your tax deduction card.

Please note that when we use wage-based tax deduction card information, withholding tax on the benefit is always at least 25 %, even if the percentage marked on your tax card is lower than that. If you wish, you can request a revised tax deduction card to account for your benefits from the Finnish Tax Administration. If we can base your allowance on a revised tax deduction card, we can deduct tax at source based on the tax rate indicated in the card.

If the annual income limit is exceeded, we will use the additional percentage for benefits paid within this year. At the turn of the year, the annual income limit will be reset and we will withhold tax from the benefit to be paid in January again according to the basic percentage for 2026.

How do I get a revised tax deduction card for the benefit?

You can request a revised tax deduction card from your local tax office or via the Finnish Tax Administration’s MyTax service. When you report the Aaria Unemployment Fund as the payer of the benefit, the Tax Administration will provide us with the information about your tax card electronically within 1–2 business days.

In the MyTax service, you cannot separately select a revised tax card for the benefit. The service will make you a benefit tax card when you report an estimate of your benefit under Benefits in the tax card application.

You will find the amount of your benefits in your unemployment fund’s decision or your payment notice. If you have not yet received our decision on your benefits, you can use our daily allowance calculator to estimate the amount.

Further information

You can find more information about using your tax card at Aaria in the section Taxation.

Information about the taxation of benefits and instructions for ordering a revised tax card are available on the Tax Administration’s website. Tax Administration: Daily allowances and other benefits on your tax card

The unemployment fund membership fee will no longer appear on your tax card

The Tax Administration will not include unemployment fund membership fees on the basic tax card for 2026, even though they are deductible. However, we will continue to report membership fees to the Tax Administration for your tax return as usual, and they will be taken into account in the final taxation for 2026.